body {
  font-family: tahoma, verdana, geneva, arial, helevtica;
  font-size: 12pt;
  color: #454869;
  text-align: center;
  margin: 0;
  margin-top: 50px;
  
  background-color: #FFFFFF;
  background-image: url('images/swirl.jpg');
  background-attachment: fixed;
  
  scrollbar-face-color: #78A9EC;
  scrollbar-shadow-color: #CCCCCC;  
  scrollbar-highlight-color: gray;
  scrollbar-3dlight-color: #CCCCCC; 
  scrollbar-darkshadow-color: gray;
  scrollbar-track-color: #E5E5E5;
  scrollbar-arrow-color: #FFFFFF }

.border {
  width: 630px;
  text-align: Justify;
  background-color: #FFFFFF;
  
  border-left: 12px solid #78A9EC;
  border-right: 12px solid #78A9EC;
  border-bottom: 5px solid #78A9EC;
  
  padding: 20px;
  padding-top: 30px;
  padding-bottom: 30px }
  
.border1 {
  width: 630px;
  text-align: Justify;
  background-color: #FFFFFF;
  
  border-left: 12px solid #78A9EC;
  border-right: 12px solid #78A9EC;
  
  padding: 20px;
  padding-top: 30px }
  
.border2 {
  width: 630px;
  text-align: center;
  background-color: #FFFFFF;
  
  border-left: 12px solid #78A9EC;
  border-right: 12px solid #78A9EC;
  border-bottom: 5px solid #78A9EC;
  
  padding: 20px;
  padding-top: 30px;
  padding-bottom: 30px }
  
/* links */  
a:link, a:active, a:visited {
  font-size: 10pt;
  font-family: tahoma, verdana, geneva, arial, helevtica;
  padding-top: 1px;
  padding-bottom: 1px;
  color: #454869; 
  text-decoration: none; 
  font-weight: bold }
  
a:hover {
  font-family: tahoma, verdana, geneva, arial, helevtica;
  padding: 0px;
  border-top: 1px solid #78A9EC;
  border-bottom: 1px solid #78A9EC;
  background-image: url('images/swirl.jpg');
  text-decoration: none;
  cursor: auto }

/* top of page specs */
.header1 {
  font-weight: normal;
  font-size: 30pt;
  text-align: Center;
  font-variant: small-caps;
  letter-spacing: 5;
  border-bottom: 1px solid #454869 }
  
.header2 {
  font-weight: normal;
  font-size: 14pt;
  text-align: Center;
  letter-spacing: 12;
  font-style: italic }

.title {
  font-size: 12pt;
  font-variant: small-caps;
  font-weight: bold;
  text-decoration: underline }